Auto Repair Financing Cleveland

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Auto repair financing is a way to pay for vehicle repairs when you don’t have the money upfront. Here are some common options for financing auto repairs:

  1. Credit Cards: Using a credit card to pay for auto repairs is a common option. Some credit cards offer promotional financing with 0% interest for a certain period, which can be helpful if you can pay off the balance before the promotional period ends.
  2. Personal Loans: You can apply for a personal loan from a bank, credit union, or online lender to cover the cost of auto repairs. Personal loans usually have fixed interest rates and repayment terms.
  3. Auto Repair Financing Programs: Some auto repair shops offer financing programs to help customers pay for repairs. These programs may have special terms, such as low or no interest for a period of time.
  4. Payment Plans: Some auto repair shops may allow you to pay for repairs in installments. Be sure to ask about any fees or interest that may be associated with this option.
  5. Financing Through Dealerships: If you’re getting repairs done at a dealership, they may offer financing options through their finance department.
  6. Home Equity Line of Credit (HELOC): If you own a home, you may be able to use a HELOC to finance auto repairs. A HELOC uses your home as collateral and typically has lower interest rates than credit cards or personal loans.

Before choosing a financing option, it’s important to consider the interest rates, fees, and repayment terms. Make sure you understand the terms of the financing and can afford the monthly payments.

We are the only dealership, repair shop, and body shop in Cleveland on the Affirm platform.


Our leadership reviewed SNAP Finance, RISE, Afterpay and Acima. “With rates over 300% it would reflect on our brand, even though we have nothing to do with the loan structure.”

Affirm provides 6-12 months same as cash and longer term low rate loans.

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